1300 447 599 [email protected]

Independent

Financial Planning & advice you can trust

Secure your financial future sooner with expert advice.

HOW WE CAN HELP YOU

Z

PLAN YOUR RETIREMENT

Z

BOOST YOUR SUPER

Z

INVEST YOUR MONEY

Z

MINIMISE YOUR TAX

Z

MAXIMISE YOUR INCOME

Z

OPTIMISE YOUR SAVINGS

Z

MANAGE YOUR DEBT

Z

PROTECT YOUR FAMILY

What are the benefits of receiving financial planning advice?

Employing a qualified financial adviser should significantly improve the probability of achieving your goals compared to if you were to go it alone.

A financial adviser will not only help you navigate through the ever changing rules, but also show you how to utilise those rules to help meet your objectives sooner.

When it comes to investing, a financial planner is responsible for developing a solid investment strategy intended on achieving investment returns in line with expectations at the level of risk you have said you are comfortable with.

Ready to start planning your finances?

FREQUENTLY ASKED FINANCIAL PLANNING QUESTIONS

Is it worth paying a financial adviser?
Financial planning can be as simple or as complex as you like. In its most simplest form, the idea is to spend less than you earn and save money towards your goals. Anyone can do this without a financial planner.

 

However, the benefit of paying a financial planner is that the chance of meeting your goals increases dramatically by employing better investments, lower-cost products, tax-effective structures and regularly updated projections. Not only that, it is likely you will meet your goals sooner and can achieve more goals, such as going on holidays more often, spending more on home renovations, retiring sooner and retiring with a higher income throughout retirement .

How much does financial advice cost?
Financial advisers charge fees in various ways. Sadly, many advisers still receive commissions or charge a percentage based fee on your investments, creating a clear conflict of interest. In addition to the conflict of interest, a percentage-based fee can also mean a person with, say, $1 million to invest will pay double the fee of someone with $500,000, despite the actual work performed by the financial planner being pretty much identical – an inequality that many financial planning clients are unaware of.

We believe in flat dollar-based fees only, based on the scope and complexity of work to be performed. Generally, fees will range between $1,000 – $4,000, depending on the scope of advice.

One-off financial advice

One-off financial advice can give you a great base and starting point for your financial plan. You can choose to implement the one-off advice yourself or have it implemented on your behalf. Once implemented, you become responsible for the ongoing management of your financial plan. You can then seek further one-off advice down the track if there has been a change in your circumstances or financial situation, or if you want to know how any new rules may affect your situation.

Ongoing financial advice

If you would prefer someone to help keep on top of your financial plan, which will usually increase the certainty of meeting your objectives, you can engage a financial adviser for ongoing services. This generally involves a fee being paid to have regular reviews of your plan and the availability of the financial adviser to answer any questions or assist with administration and paperwork throughout the year.

GET A FREE 60-MINUTE STRATEGY SESSION

Ready to take control of your finances? Give us a call us on 1300 447 599 to make an appointment or simply leave us a message below and we will be in touch shortly.

LEAVE A MESSAGE